Car Loan Calculator
Quickly Calculate Car Finance Estimates Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Simplify the Car Buying Experience with Free-to-Use, No Obligation Car Loan Calculator
Simplify and streamline your car buying experience by being well-prepared using our vehicle financing calculator. Forget trying to mentally convert vehicle prices into loan repayments. Dodge those awkward and time-wasting moments test-driving vehicles beyond your budget. Easily schedule business vehicle investments to work with cash flow. Create a manageable buying short list based on loan repayments.
Avoid over-paying on your finance with spur-of-the-moment finance decisions. Take the worry, guesswork and unexpected finance shocks out of taking on motor vehicle finance by preparing, comparing and planning your vehicle financing using our online device. This is a non-negotiable car buyer’s tool for all purchasers, all vehicles, and all credit products.
Start obtaining your motor vehicle finance estimates and simplify your vehicle purchase experience.
Using our device to calculate estimates is quick and simple. Going to the next stage – using our expertise to secure you the best car loan interest rates, is also fast and easy. With 80+ lender connections and our highly skilled specialists, we have the capabilities to source the right lender and the best rates to suit individual business and private buyer profiles. Connect with us online or by phone for a no-obligation quote on your specific requirements.
- Best Rates on Personal Car Loans – Secured and Unsecured
- Full Selection Commercial Vehicle Finance – Chattel Mortgage, CHP, Rent-to-Own, Leasing.
- Quickly calculate estimates, quickly request specific quotes.
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Our versatile, functional device has the power to calculate repayments for both business and personal credit facilities and the simplicity of use to suit the majority of buyers. Relieve any stress around taking on financing by using the device to estimate repayments on your choice of loan.
A key difference with credit facilities is the interest rate. Check our best rates on your preferred credit product to enter into the interest rate field, enter your loan required, preferred term, and instantly your estimated monthly repayment is displayed.
Start estimating – it’s free!
Use Our Car Loan Calculator to Make Buying and Financing Decisions
No need to commit to buy a vehicle or pay a holding deposit without first getting an estimate of your finance. The calculation device can quickly change the price of the car, or the amount you need to borrow to buy the vehicle, into monthly repayments. Enter the price or the credit required as the total, the appropriate interest rate, preferred term and the monthly repayment estimate will be displayed – immediately!
Whether you’re a business owner pricing utes and vans, a family buying a wagon, private buyer of an EV or SUV, or an enthusiast buying a luxury sports model, the price of all vehicles can quickly be converted to monthly repayments using our device. This tool has the versatility to adapt to different financing products and different vehicle prices simply by changing the values in the fields.
Set your preferences for monthly repayments and repayment terms, quickly and easily. Many buyers like to secure a financing term in line with the number of years they intend to own the vehicle. Avoiding exit fees from finalising the finance early if the vehicle is sold or traded-in before the end of the financing term. Change the number of years in the term box to see how that changes repayments. Consider a larger deposit to reduce the total and achieve a target repayment amount at your preferred finance terms.
A new vehicle needs to suit individual purposes and lifestyles. Financing a vehicle needs to suit individual budgets. Repayment estimates are, for most buyers, a much more significant figure than the RRP or driveaway pricing. Providing an indication of affordability of that particular vehicle. Use our calculating device to ensure you’re purchasing a vehicle with repayments that you can manage with your income and budget. Simply change the term and loan amount until the repayments estimate meets your target preference.
Knowing more about financing particular vehicles before buying can provide buyers with greater confidence. Confidence achieved by being more informed about their options. From budget models, through mid-range makes, to high-end luxury vehicles, work and play vehicles, new and used, the calculator suits all vehicles. Compare multiple vehicles to assist with choosing the model to suit your budget and approach the purchase with greater confidence.
Quickly Convert Pricing to Loan Repayment Estimates
No need to commit to buy a vehicle or pay a holding deposit without first getting an estimate of your finance. The calculation device can quickly change the price of the car, or the amount you need to borrow to buy the vehicle, into monthly repayments. Enter the price or the credit required as the total, the appropriate interest rate, preferred term and the monthly repayment estimate will be displayed – immediately!
Estimate All Vehicles – cab chassis, passenger models, wagons, SUVs, sports, luxury, EVs
Whether you’re a business owner pricing utes and vans, a family buying a wagon, private buyer of an EV or SUV, or an enthusiast buying a luxury sports model, the price of all vehicles can quickly be converted to monthly repayments using our device. This tool has the versatility to adapt to different financing products and different vehicle prices simply by changing the values in the fields.
Tailor Your Preferred Repayment Schedule
Set your preferences for monthly repayments and repayment terms, quickly and easily. Many buyers like to secure a financing term in line with the number of years they intend to own the vehicle. Avoiding exit fees from finalising the finance early if the vehicle is sold or traded-in before the end of the financing term. Change the number of years in the term box to see how that changes repayments. Consider a larger deposit to reduce the total and achieve a target repayment amount at your preferred finance terms.
Plan Purchases to Suit Your Budget
A new vehicle needs to suit individual purposes and lifestyles. Financing a vehicle needs to suit individual budgets. Repayment estimates are, for most buyers, a much more significant figure than the RRP or driveaway pricing. Providing an indication of affordability of that particular vehicle. Use our calculating device to ensure you’re purchasing a vehicle with repayments that you can manage with your income and budget. Simply change the term and loan amount until the repayments estimate meets your target preference.
Be More Confident in Making Buying Decisions
Knowing more about financing particular vehicles before buying can provide buyers with greater confidence. Confidence achieved by being more informed about their options. From budget models, through mid-range makes, to high-end luxury vehicles, work and play vehicles, new and used, the calculator suits all vehicles. Compare multiple vehicles to assist with choosing the model to suit your budget and approach the purchase with greater confidence.
Versatile Car Loan Calculator - Compare Vehicles, Tailor Loan Preferences, Set Budgets, Make Buying Decisions
- Easy-to-use buying tool – no special skill required.
- Compare vehicles based on repayment estimates.
- Establish individual term & repayment preferences before applying.
- Select cars with repayments to suit individual budgets.
- Calculate personal and business financing estimates.
How do you use a car loan calculator? Quickly, Simply, at No Cost, Minimal Effort.
Using a motor vehicle finance estimating device is extremely simple, regardless of your computer or maths competency. It only requires typing numbers into set boxes and clicking. All you need to use a motor vehicle loan calculator is the price of the vehicle and/or the amount you want for your financing, and an indicative interest rate for the type of loan you want. Refer to our rates for an indication of the low rates we are currently achieving.
Enter the amounts or values you want for your financing into the fields as indicated. The term may be in line with your ownership cycle, or the number of years that will deliver a monthly repayment to suit your budget. Terms from 1 to 7 years are available. Business owners can enter a balloon or residual amount if required in their financing.
If you miss a value, the prompts will remind you. Make a mistake – simply re-enter the correct figures. When all fields or boxes are filled, click CALCULATE and the estimated monthly repayment for those amounts will be displayed.
To calculate repayments on a different vehicle price or with a different term or loan amount, simply change the relevant value and calculate again. The values can be changed and the repayments re-calculated as many times as required. Note the results of each calculation as the device does not have a memory function to store your calculations.
These are estimates, but obtaining a quote based on your specific profile is also simple – request a quote online or by phone.
- Simple, free-to-use vehicle finance calculator.
- Compare repayments on different priced vehicles.
- Prepare vehicle financing budget figures.
Easily Follow-up Car Financing Calculator – Quick Quotes, Simple Applications, Fast Approvals
Our device makes it quick, simple and fast for buyers to obtain estimates on their vehicle financing. We also make it quick and simple to follow-up on these estimates with our quote and loan application processes.
While the calculation device provides fast estimates, our experts are on hand to quickly source a quote based specifically on your credit profile and requirements at the best available interest rates. We’ll handle finding the right lender, the best rates, and negotiating with lenders to achieve your preferred terms and loan amount.
Applying for vehicle financing is straightforward using our online system or our phone service. Approvals can be received within 24 hours for many applicants. Ensuring a streamlined process and experience for purchasing your vehicle.
The most frequently asked of the questions
What do the results obtained using a car loan calculator indicate?
The results obtained using an online lending calculation device are estimated monthly repayments. The figure shown is a computation for the amounts entered by the user. The figure is an estimate only. The device does not have the function or capacity to allow for lender loan charges or for differences in credit profiles of device users. Credit profile differences and other factors may result in a different rate being offered and a different repayment amount.
How do I know the correct interest rate to use with an online vehicle finance calculator?
To find the correct interest rate to use with an online calculation device, users can refer to the rates for the credit product they want, as displayed by the provider of the device. These displayed rates should be used as a guide only.
Is using an online car loan calculator the same as applying for finance?
No. The use of an online device is not an application for credit and the results obtained are not an offer or an indication of application approval.
What is the correct financing term that I should use with a loan calculation device?
Users of online calculation devices can input their preferred credit term from 1 to 7 years. This value can be changed to obtain the preferred repayment figure. Terms are subject to lender approval.
What is a balloon amount?
A balloon amount is a feature available with Chattel Mortgage and Hire Purchase. It is the lump sum amount set aside to be finalised at the conclusion of the credit term.
What do I need to use an online car loan calculator?
To use an online financing calculation device, users will need the amount they want for their financing and the interest rate for the required credit product. No special expertise or skill is required to use the device.
What is the process if I make a mistake and enter the wrong amount?
If an incorrect value is input into an online calculation device it can easily be changed by typing the correct amount into the field.
What is an online car loan calculator?
An online vehicle financing calculation device is a tool for calculating estimated repayments based on loan amounts, rates and terms as entered by users. These devices are provided by lenders to allow vehicle buyers to estimate credit prior to submitting an application.
The result I calculated is over my budget. How can I lower the repayment figure?
Where the monthly repayment estimate is higher than required, a longer term may be entered, or a lower loan amount entered. Both these actions will result in a lower monthly repayment.
If I use an online vehicle loan calculator, am I obligated to get finance from that lender?
Online calculation devices are typically provided with no obligation for users to proceed with applying for financing with the provider of the device.