Easy Car Loan Calculator
Estimate repayments in your own time, on your own terms – Use our free online car loan calculator.
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Estimate Repayments for All Vehicles, All Credit Products - Our Versatile Car Loan Calculator
For all motor vehicles you want to finance, we’ve got credit facilities to suit. Our expert brokers offer the full range of commercial and personal car finance products at the lowest rates available on the lending market. Prior to applying for a car loan, estimate the amount you will be required to pay each month via our easy-to-use online finance calculator. Our device can handle estimations for both personal and commercial credit facilities – secured and unsecured, or chattel Mortgage, Rent-to-Own, Leasing, and Chattel Mortgage.
Calculate weekly, fortnightly, or monthly repayments for any type of new or used vehicle, including SUVs, utes, cab chassis, passenger cars, commercial vans, wagons and more. Our online estimator is the perfect tool for busy buyers who want to estimate their options quickly and easily, from anywhere and at any time. Access the device on any device connected to the internet – enter your details and start estimating today!
Our calculator has three essential fields that you will be required to complete in order to receive a repayment estimate – loan amount, loan term, and interest rate. The main query we receive from users of the device is what interest rate they should enter. We recommend using Easy’s latest ‘best rates’ as a guide.
- Calculate repayments for personal and commercial car loans.
- Secure the best rates from 80+ banks and lenders.
- Call Easy Car Finance for a quote specific to your financial needs.
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Our ‘best rates’ have been sourced from our extensive panel of 80+ banks and lenders. Our accreditation with such a large number of financiers means we are able to locate the best possible rates and terms available for both personal and commercial vehicle financing. It’s important to remember that rates differ between lenders and specific borrower profiles. To generate more personalised repayment estimates, give us a call and receive the best rate based on your specific financial profile and requirements.
Get the answers you need prior to purchasing a car – our motor vehicle finance calculator is the perfect tool for getting an idea of your monthly repayment capabilities. Determine if you can afford loan payments on the vehicle you are considering before test-driving. Compare interest rates from the comfort of your own home to ensure you have secured the best deal. Calculate your repayments over a range of terms to establish your preferences and find a structure that works for you. If the amount generated is too high, spread the repayments out by selecting a longer loan term. If you’re able to comfortably repay a larger sum each month, select a shorter loan term. It’s that easy!
Don’t unnecessarily damage your credit score by contacting multiple lenders for quotes. Just type in the values for your lending requirements and sit back while the results are automatically calculated for you. Start estimating now and get the answers you need.
Valuable Loan Repayment Estimates - Set Your Preferences and Calculate Today!
Manually calculating monthly repayments can be tricky. By using our online estimation device, you can quickly convert vehicle prices into repayment figures. Just enter the price of the vehicle, the interest rate, your preferred repayment term, and hit calculate. It’s that easy to get the answers you need. Access the device on your phone while at a dealership, auction or car show to make quick decisions on your motor vehicle needs.
Establish your preferred car financing structure by employing the use of our handy, online car loan calculator. It’s quick and easy for vehicle buyers to generate repayment estimates – just enter the price of the vehicle as the loan amount, input the interest rate, and select the preferred time frame you want to repay the loan over. Click ‘calculate’ and receive an answer straight away. Don’t forget to subtract the trade-in value or deposit amount from the total amount prior to calculating.
Whatever vehicle you are considering, however many vehicles you want to compare – our online calculator can generate repayments on all car makes and models. To compare the results generated by the calculator, simply change the loan total to the different purchase price.
Rates, terms, lender guidelines and approval criteria vary greatly across the motor vehicle lender market. Generally lenders will determine their own interest rates based on the cash rate set by the RBA. For this reason, it can be tricky to find a rate that converts to an affordable loan. At Easy, we deliver the best possible interest rates available on the market to streamline the motor vehicle financing process for all our buyers. Compare our rates today by using our online calculation device!
Buying a new or used car with finance is a major decision. That’s why it’s crucial to be fully informed on what you are committing to. Our online car loan repayment calculator can be used to answer many queries around vehicle finance. Enter the relevant values for the vehicle you are considering and hit ‘calculate!’
Instantly Convert Vehicle Prices to Car Loan Repayments
Manually calculating monthly repayments can be tricky. By using our online estimation device, you can quickly convert vehicle prices into repayment figures. Just enter the price of the vehicle, the interest rate, your preferred repayment term, and hit calculate. It’s that easy to get the answers you need. Access the device on your phone while at a dealership, auction or car show to make quick decisions on your motor vehicle needs.
Set Your Car Loan Preferences and Hit Calculate
Establish your preferred car financing structure by employing the use of our handy, online car loan calculator. It’s quick and easy for vehicle buyers to generate repayment estimates – just enter the price of the vehicle as the loan amount, input the interest rate, and select the preferred time frame you want to repay the loan over. Click ‘calculate’ and receive an answer straight away. Don’t forget to subtract the trade-in value or deposit amount from the total amount prior to calculating.
Use the Device as Many Times as You Want
Whatever vehicle you are considering, however many vehicles you want to compare – our online calculator can generate repayments on all car makes and models. To compare the results generated by the calculator, simply change the loan total to the different purchase price.
Compare Interest Rates to Find the Best One
Rates, terms, lender guidelines and approval criteria vary greatly across the motor vehicle lender market. Generally lenders will determine their own interest rates based on the cash rate set by the RBA. For this reason, it can be tricky to find a rate that converts to an affordable loan. At Easy, we deliver the best possible interest rates available on the market to streamline the motor vehicle financing process for all our buyers. Compare our rates today by using our online calculation device!
Confidently Purchase Your New or Used Motor Vehicle
Buying a new or used car with finance is a major decision. That’s why it’s crucial to be fully informed on what you are committing to. Our online car loan repayment calculator can be used to answer many queries around vehicle finance. Enter the relevant values for the vehicle you are considering and hit ‘calculate!’
Create Your Ideal Loan Structure Prior to Applying for New or Used Car Finance
- Determine your motor vehicle wants and needs early.
- Compare loan structures with terms and deposits.
- Calculate Repayments for every type of vehicle.
- Feel Confident in Your Final Loan Offer.
- Plan your loan early and choose the right vehicle for you.
Estimate Repayments and Drive Away With Confidence
Answer your burning questions quickly by using our online car loan calculator. Determine whether you can afford the car you want, whether you should pay a larger deposit, how long you should take to repay the loan, or if you should add a balloon or residual payment. Our calculator converts the price of a vehicle into monthly loan repayment estimates instantly. See if the repayments generated suit your personal or commercial budget.
Easy Car Finance offers loan terms of 1 to 7 years with approvals subject to lender criteria. Using our estimation device, you can calculate repayment estimates for various terms and decide which repayment amount you feel most comfortable taking on. The shorter the term selected, the larger the monthly outgoing will be, but the sooner you will own your vehicle. The longer the term, the smaller the monthly outgoing, but the more interest you will pay over the life of the loan.
Business owners can find a loan repayment solution that works with their cash flow by including a balloon payment when using the device. When generating a repayment estimate with a balloon payment, don’t subtract the balloon portion yourself – the calculator will do this for you. Enter as many different rates as you like and see how the rate converts to a repayment figure. Compare rates offered by different lenders to find the best solution for your financial situation.
If you want a rate specific to your borrower profile, request a quote online or by phone. Our expert brokers are skilled in matching borrowers with the right lender for their financial requirements. Let us negotiate for the best possible interest rates, based on your individual profile.
- Know your repayment commitment before application.
- Choose a vehicle that matches your budget and cash flow.
- Easily calculate repayments at dealership, car show, auction, private sale.
Turn Estimates into Quotes and Offers - Get a Rate Specific to You
Once you’ve found an estimated repayment that matches your budget, firm it up with our expert brokers at Easy Car Finance. We are specialists in motor vehicle lending and have the best rates on the car lending market available to us. Just upload your details and preferences and we’ll handle the rest, keeping you updated with transparent communication throughout the entire process. Don’t waste time scanning the market yourself – engage our highly trained brokers to do it for you.
Start estimating today, request a firm quote, apply for car finance, and receive approval 24 hours later. It’s simple with Easy!
The Most Frequently Asked Questions
Does the online calculator include all fees when generating a repayment estimate?
No. Our online car loan calculator is not capable of including lender fees and charges for each repayment estimate. This is because fees and charges vary between lenders and different credit products. For a quote inclusive of all establishment fees and other costs, give our skilled brokers a call, or request a quote online.
What interest rate should I use when calculating a loan estimate?
For the purpose of generating a quick estimate via the online repayment calculator, we recommend borrowers use our ‘best rates’ as a guide and select the rate displayed for their chosen credit product. Interest rates vary between lenders, individual application details and credit products. For a rate specific to your financial situation, give us a call or request a quote online.
Is GST included in the repayments calculated by the device?
No. Due to some credit products attracting GST on repayments, and others not, the device does not include GST when calculating an estimate. Once you have requested a personalised quote from a lender, via our expert brokers, you will be advised of any GST inclusions.
How old do I need to be to use a car loan calculator?
Anyone can use our online car loan calculator, no matter their age or location within Australia. However, there is a minimum age of 18 for anyone to apply for consumer or commercial credit.
What is the maximum vehicle price for calculating a loan repayment estimate?
No maximum or minimum loan limits apply when using our online car loan repayment calculator. However, individual lenders may have their own limits, and limits can be imposed on individual applicants when their application is assessed by a lender.
Who can use the car loan calculator?
Anyone requiring a car loan repayment estimate can use our online calculator. Whether you require a new or used vehicle, for personal or commercial purposes. It’s designed for both individuals and businesses and estimates payments based on values entered for preferred loan amounts, interest rates and terms.
What information do I need to have to use the car finance calculator?
To use the online car loan calculator, you will be required to enter a loan amount, loan term, and interest rate. After inputting the required value, click ‘calculate’ and the device will instantly give you an estimate of your weekly, fortnightly, or monthly loan repayments.
How do I use the online car finance estimator?
Enter the price of the vehicle you are considering into the ‘loan amount’ field, your preferred interest rate based on our current ‘best rates’ guide, and the loan term you want. You’ll be provided with a repayment estimate based on the values entered. Modify the loan term or test different interest rates to find a monthly repayment amount that fits your budget.
How do I use the calculation device to compare different loan options?
To compare different loan options via our car loan calculator, simply enter the different loan amounts, terms and rates to see how each option affects the generated repayment estimate. Multiple loan structures can be generated to help you make an informed car financing decision.
Why should I calculate car loan repayments prior to applying for finance?
Borrowers are able to better understand their potential monthly repayment commitment by using our online car loan calculator. The device provides borrowers with an idea of what they can afford, allowing them to compare rates and terms. Don’t damage your credit score by reaching out to multiple lenders – generate a free estimate online now!
Let Easy Car Finance simplify the process by taking care of the complicated steps for you
